About Rainbow Funding

Family run. Treating you like family.

A family-owned mortgage brokerage on Thornton Avenue in Newark since 1984. The experience of a long-time local business, with the online tools today's borrowers expect.

Our story

Local roots, modern lending

We're a group of mortgage loan officers who care about our clients. As a family-run brokerage, we give you the personal attention most banks can't, and we connect you with the right loan from multiple lenders.

Who has time for paper applications? We offer virtual consultations, a secure online application, easy loan tracking and digital signing for most documents. Rainbow Funding was named "Best Mortgage Broker" in Newark for three years.

Visit or call

Rainbow Funding
6658 Thornton Avenue
Newark, CA 94560

(510) 791-7923
info@rainbowfunding.com

Monday to Friday, 10am to 6pm
Phone and video appointments available

Get directions →

Meet the team

The people behind your loan

Adam Modzeleski

Adam "Moe" Modzeleski

Broker / Owner · Loans, investments, credit

Born and raised in the Bay Area and the son of founder Dick Modzeleski, Adam learned early the value of a roll-up-your-sleeves attitude and treating every client like family. He has been named Best Mortgage Broker and Best Businessperson, serves on City of Newark boards, is VP of the NorCal Weichert Broker Council and teaches real estate at Menlo College.

CA DRE #01918384 · NMLS #1462961

Email Adam →

Dick Modzeleski

Dick Modzeleski

Founder · Loans and refinancing

Dick founded Rainbow Funding and has served Bay Area families with mortgages and refinances ever since. Although his son Adam now owns and runs the business, Dick still actively helps clients with their mortgage needs.

NMLS #273451

Email Dick →

Client stories

What clients say

"Your help and guidance along the entire journey was nothing short of phenomenal. We will be forever grateful of your knowledge, expertise, patience, and personal touch. You consistently treated us like family."

Jonathan, Rainbow Funding client

"Adam did a great job on our refinance. He really made sure things were done in a timely manner, and we felt that he was very sincere in wanting to help us."

Odel and Sammy, Rainbow Funding clients

Let's talk about your next move

Buying, refinancing or just exploring. A quick conversation costs nothing.

Rainbow Funding and Realty LLC · NMLS #1829567 · Adam Modzeleski, CA DRE #01918384, NMLS #1462961 · 6658 Thornton Avenue, Newark, CA 94560 · NMLS Consumer Access
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines and property eligibility. Programs, rates and terms are subject to change without notice.