Licensing & Disclosures
Who we are, how we're licensed and the fine print, in one place.
Company
Rainbow Funding and Realty LLC, doing business as Rainbow Funding · NMLS #1829567
6658 Thornton Avenue, Newark, CA 94560 · (510) 791-7923 · info@rainbowfunding.com
Verify our license at NMLS Consumer Access and the California Department of Real Estate.
Loan originators
Adam Modzeleski, Broker/Owner · CA DRE #01918384 · NMLS #1462961
Dick Modzeleski, Founder · NMLS #273451
Equal Housing Opportunity
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, or because all or part of an applicant's income derives from any public assistance program.
Not a commitment to lend
Information on this website is for general educational purposes and is not an offer or commitment to lend. All loans are subject to credit approval, underwriting guidelines, property eligibility and final lender approval. Programs, rates, terms and conditions are subject to change without notice. Not all applicants will qualify.
Preapproval
Rainbow Funding may choose in its sole discretion to terminate a pre-approval if it is determined that (a) information in the loan application process has been misrepresented, (b) an adverse change has occurred with respect to the designated property, (c) an adverse change has occurred with respect to financial or credit information reviewed in issuing the pre-approval, (d) Rainbow Funding is prohibited by law or regulation from doing business with you for any reason, or (e) any of the closing conditions have not been met. A pre-qualification or pre-approval letter does not constitute loan approval or a commitment to rate, fees or term.
Payment estimator
The payment estimator on this site uses the numbers you enter to estimate principal and interest only. Default values are examples, not a rate quote. Results exclude property taxes, homeowners insurance, HOA dues and mortgage insurance, and are not a loan offer.
Third-party services
Our online application is hosted by Blink Mortgage and appointment scheduling by Calendly. Their use of your information is governed by their own terms and privacy policies.
Affiliated business
Rainbow Funding is affiliated with Weichert Realtors® Rainbow Properties through common ownership. You are not required to use any affiliated company as a condition of obtaining a loan or buying or selling a home.
Equal Housing Opportunity.