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    <loc>https://www.rainbowfunding.com/home</loc>
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    <lastmod>2023-05-02</lastmod>
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      <image:title>Home</image:title>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Adam Modzeleski, Broker / Owner</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1603992716923-H6T7ZON5OXBAN5IML9YY/Dick+Modzeleski</image:loc>
      <image:title>Home</image:title>
      <image:caption>Richard Modzeleski, Founder</image:caption>
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  <url>
    <loc>https://www.rainbowfunding.com/about</loc>
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    <priority>0.75</priority>
    <lastmod>2020-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1604039671676-URF99FZ4RVIZVLPHG3LT/Four+people+in+a+line+have+their+arms+around+each+other.+They+are+standing+in+a+field+with+their+backs+to+the+camera.</image:loc>
      <image:title>About Us - Transforming Mortgage Lending</image:title>
      <image:caption>We are a group of mortgage loan officers that truly care for our clients. As a family-run brokerage that has been in business in the same location for almost 50 years, we have the experience you need and the personal touch you won’t get from most banks. We help our clients connect with the right loan, and answer any questions you have along the way.</image:caption>
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    <image:image>
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      <image:title>About Us - Mortgage Modernized.</image:title>
      <image:caption>Who has time for paper applications or photocopying documents? We have modern tools like virtual consultations, online loan applications, and easy loan tracking to keep you updated. You can also digitally sign most of your loan documents. We’ve got both the experience and the digital tools you need for today’s world.</image:caption>
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  <url>
    <loc>https://www.rainbowfunding.com/our-approach</loc>
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    <priority>0.75</priority>
    <lastmod>2020-10-30</lastmod>
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  <url>
    <loc>https://www.rainbowfunding.com/consultation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-05</lastmod>
  </url>
  <url>
    <loc>https://www.rainbowfunding.com/services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1601516261749-7J0R64GT5QUGZ3W5LD2A/A+man+and+a+woman+are+wearing+comfortable+clothes+and+lounging+in+bed.+The+woman+is+laying+down+while+reaching+up+to+feed+the+man+a+slice+of+pizza.</image:loc>
      <image:title>Services - Refinance</image:title>
      <image:caption>If you already own your home, it may be time to refinance. Whether you want to cash out some of the equity in your home or just save some money every month, we can help you find the right solution.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1601516042802-JXUSOOSQZZ3YRS8JNXMO/An+overhead+view+of+many+homes+in+a+neighborhood.</image:loc>
      <image:title>Services - Home Purchase</image:title>
      <image:caption>Many people get mortgages to purchase a new home. Rainbow Funding has experience with FHA, VA, Jumbo, and Conventional loans to help you purchase your next home.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1601588269718-4S26105L4WKTIQ2B2DWU/A+man%27s+hands+holding+a+pen+and+reviewing+paper+documents.</image:loc>
      <image:title>Services - Credit Report Evaluation</image:title>
      <image:caption>If your credit score is not where you’d like it to be, we can help. We’ll review your credit report, and make suggestions to improve your score. Best of all, we’ll do it for free.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1601587646457-JQRBP0QI5UFQEESTMUJT/Several+one+hundred+dollar+bills.</image:loc>
      <image:title>Services - Hard Money Loans</image:title>
      <image:caption>If you don’t have the assets or credit score to qualify for a traditional loan, you may still qualify for a hard money loan. Banks generally do not issue hard money loans, but as an independent brokerage, we can arrange these loans for you.</image:caption>
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  </url>
  <url>
    <loc>https://www.rainbowfunding.com/team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/10eaba30-4572-4675-a070-710eed2302fc/3542fb57-2deb-49b2-8a9d-91b3c27ddb68.png</image:loc>
      <image:title>Team - LOANS, INVESTMENTS, CREDIT REPAIR</image:title>
      <image:caption>Adam Modzeleski Adam was born and raised in the Bay Area, and has has over 25 years of leadership experience as a mortgage broker at Rainbow Funding. As the son of founder Dick Modzeleski, Adam has learned first-hand the value of a positive, roll-up-your-sleeves attitude and treating all of our clients like family. Adam has been named Best Mortgage Broker and Best Businessperson, and serves on several City of Newark Boards. NMLS# 1462961 Email</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f74cce8593f0f704713b9ca/1603992887357-HECKWCWBD7GDCC59ZPB8/Dick+Modzeleski</image:loc>
      <image:title>Team - LOANS, REFINANCING</image:title>
      <image:caption>Dick Modzeleski Since founding Rainbow Funding in 1981, Dick has been serving the Bay Area with mortgages and refinances. Although his son Adam now owns and runs the business, Dick is still actively helping people with their mortgage needs. NMLS# 273451 Email</image:caption>
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  <url>
    <loc>https://www.rainbowfunding.com/refinance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-04</lastmod>
  </url>
  <url>
    <loc>https://www.rainbowfunding.com/purchase</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-30</lastmod>
  </url>
  <url>
    <loc>https://www.rainbowfunding.com/hard-money</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-30</lastmod>
  </url>
  <url>
    <loc>https://www.rainbowfunding.com/credit-evaluation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-10-03</lastmod>
  </url>
  <url>
    <loc>https://www.rainbowfunding.com/get-preapproved</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-26</lastmod>
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  <url>
    <loc>https://www.rainbowfunding.com/apply</loc>
    <changefreq>daily</changefreq>
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    <lastmod>2024-01-30</lastmod>
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